Nice trick on being able to route Nextcloud, so to speak.
I'm looking at re-doing my personal hosting, and have mixed feelings about Nextcloud. I like what it does in theory, but have found it much less reliable than I'd like. On my previous instance, chat (which I used with my family) just stopped working one day, and even before that, notifications were extremely unreliable. More recently, the upgrade process broke (again), meaning I'd have to ssh in and do a bunch of things manually, and I just kinda decided I was done.
Really the only thing I need is a safe backup for my KeePass database behind a password that is strong but actually memorable. For any other file backup, I have my ProtonDrive. So my options are either to change my ProtonMail account's password to the aforementioned "strong but memorable" bit, or to use Nextcloud for just the one file.
This could change if I start working on projects more consistently (for example, I have a very large translation in the queue, and it'd be nice to be able to work on it on my desktop or laptop). Nextcloud makes that kind of synching quite simple. But I'm wondering if maybe some kind of setup with rsync and a remote box wouldn't work just as well?
The only other issue is photo backup, which I do both on an external HD and "off site" (so to speak). Scaleway offers an excellent alternative to Amazon Glacier, so they've been my go-to for that. I just create periodic VeraCrypt volumes, dump everything in there, and off it goes.